Financial Power Solutions

Module Overview

Part 1: How Credit Scores are Figured

Part 2: Requesting your Credit Reports

Part 3: What to Look for in your Credit Reports

Part 4: Contacting and Staying in Contact with Credit Bureaus

Assignment

Module I: Quiz

Module Overview

Part 1: Strategy 1—Pay your Bills on Time

Part 2: Strategy 2—Avoid Excessive Credit

Part 3: Strategy 3—Pay Down Your Debts

Part 4: Strategy 4—Have a Range of Credit Types

Part 5: Applying Credit Score-Boosting Strategies

Assignment

Module II: Quiz

Module Overview

Part 1: Avoiding Identity Theft

Part 2: Safe Practices

Part 3: Check Your Credit Score

Part 4: What to Do if You think you Are the Victim of Identity Theft

Assignment

Module III: Quiz

Module Overview

Part 1: Don’t Keep Accounts You Aren’t Using

Part 2: Limit Inquiries on Your Credit Report

Part 3: Use Online Loan Comparisons Carefully

Part 4: Remember There’s More Than One Credit Report (and Credit Score)

Part 5: Don’t Close a Lot of Accounts Just to Improve Your Score

Part 6: No One Thing Will Boost Your Credit Score By Itself

Part 7: Having No Loans or Debts Will Not Improve your Credit Scores

Part 8: Doing Anything Illegal to Boost Your Credit Is, Well, Illegal

Assignment

Module IV: Quiz

Module Overview

Part 1: Fixing Errors on Your Credit Report

Part 2: Addressing Issues with Your Credit Report That You Can’t Resolve

Part 3: Keep Track of Who Sees Your Credit Report and Why (and What It Means)

Part 4: Contacting Creditors as Well as Credit Bureaus

Part 5: Be Careful Where and How You Get Your Credit Reports

Assignment

Module V Quiz

Module Overview

Part 1: Budgeting, Living Within Your Means, Spending Less

Part 2: Saving Habits

Part 3: Build Assets and Capital

Part 4: Be Ready for Financial Emergencies

Part 5: Get It In Writing, and Have Contracts Examined by a Lawyer

Assignment

Module VI Quiz